This panel provides you with insurance designed
for owners of Touring Caravans. The policy will cover the
Touring Caravan, its contents and should the caravan be involved
in an accident we will provide emergency removal.
To enable the caravanner to use their caravan abroad we will
provide continental use up to 240 days and also cover immediate
family should they wish to use it.
Depending on the age of the caravan we will also provide an
option for New for Old.
There’s also the option to pay by Monthly Direct Debit
Covers fixed site caravans, touring caravans or trailer tents
Loss of damage whilst the caravan is being towed
Protection and removal to the nearest repairer following loss
or damage
Delivery after the caravan or trailer tent has been repaired
to your home address or
the storage location
Third party liability up to £2,000,000
Loss of hire charges for fixed site caravans of £40
per day and a maximum of £400 for the period of insurance
Alternative accommodation of £50 per day and a maximum
of £600 in any period of
insurance
Audio equipment fitted in the caravan up to
£100 in any claim
Disputes arising from storing the caravan at
home up to a maximum of £100 in any
period of insurance
Expenses occurring from the sole person
who can drive the caravan becoming ill for
£50 per day and a maximum of £600 in any period
of insurance
Caravan contents
Camping contents
Camping equipment
As New - with no deduction
to reflect age, wear and tear.
In the event of a total loss the caravan, equipment and contents
will be replaced with their brand new equivalent.
or
Agreed Value
If the caravan has been purchased from a bona fide caravan
dealer within the last 12 months, it can be insured at an
agreed value. ie for its purchase price.
In the event of a total loss with 12 months of purchase the
Insurer will pay the purchase price with no deduction for
depreciation since the purchase date.
Market Value
The sum insured should reflect the market value of the caravan,
its equipment and contents taking into account age and condition.
The sum insured should be reviewed at renewal each year to
reflect the value of any additions or depreciation in value.
The most an Insurer will pay (except as provided
under the headings
Repairs or Replacement as new) will be either:
· the market value of your caravan or its equipment
immediately before the loss;
or
· the sum insured of your caravan or its equipment
as shown in the schedule;
whichever is less.
Sum Insured
The sum insured is declared by you and should represent the
full cost of the caravan.
The most an Insurer will pay is the sum insured shown in the
schedule.
Underinsurance
If the cost of repairing or rebuilding the caravan is more
than the sum insured declared by you at the time of any loss
or damage, then you will have to pay a share of the claim.
For example, if your sum insured only covers one third of
the cost of your caravan, we will only pay one third of the
cost of your caravan, the insurer will only pay one third
of the claim.
Repairs
If your caravan suffers loss or damage which is covered, you
can usually
authorise and arrange for the caravan to be taken to the nearest
authorised repairer. The Insurer will usually pay for the
cost of protection, removal and redelivery charges (including
disconnection and reconnection costs).
Touring
Caravan insurance - click for quotes
This panel provides Insurance designed for the
owners of Static Holiday Caravans.
It covers the holiday caravan itself and its contents as well
as loss of rental income if the caravan is made ninhabitable.
Depending upon the age for the caravan there is also an optional
New for Old extension. The panel facility also means that
the majority of Caravan Sites in the UK are covered and that
prices are really competitive.
There’s also the option to pay by Monthly Direct debit.
Key features
Cover for the caravan
Cover for the fixtures and fittings within the caravan including
Furnishings
Utensils
Bedding and Accessories
Awnings
Toilet tents
Freezer spoilage
Contents
£75 excess
Loss of rental income of £15 per day and £200
at any one time
£2,000,000 public liability
Accidental damage to fixed glass, panels, sanitary fixtures,
televisions, videos, audio and computer equipment
Replacement locks if keys are stolen
Standard levels of cover including fire, lightening, earthquake,
explosion, storm or flood
Get
a static caravan insurance quote
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